We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

I can not put in to words how amazed I am with Virginia and Chase’s work ethics and professionalism. Virginia is extremely exceptional! She will fight to save her customers every penny she can and get the best deal possible. She has guided me even before the purchase of my home on how to prepare and improvements to my credit. Her vast knowledge with over 25 years of experience, diligence and promptness in the mortgage industry was essential the purchase of my home in today’s competitive market. Finding the right team to such a important life investment is fundamentally important. Trusting the right person to represent your needs and help you trough this process is the number one most important step to purchasing, selling or refinancing your home. I will always recommend and boast about the wonderful service A Mortgage Central has provided to me.

Miriam Ocano

I am on my 2nd mortgage with the company and im absolutely certain I will never use another company again. Everything has and was much more fast paced than placed ive used in the past and the attention to detail is far better than previous experiences with other companies.

Daniel McDonald

I am really thankful specially with Virginia Nickel, because thanks to her I was able to get a loan to buy a house.

Sandy Villa

Virginia was amazing - it was a breeze to work with her... the loan process was easy and we had shopped around, no doubt what she offered our family was the best VA loan out there and in the end we came in with zero money. Fully recommend her.


I found the best loan with Virginia, she was quick and got my loan closed before Christmas even though we did not start until the 10th of December - quick, excellent rate and minimal closing costs, I give her 10 stars recommend to all my friends and family


Wow, this was an impossible loan, she not only gave us a great rate but she did the impossible. True professional, and we fully recommend her. 100% recommend.


The bank turned us down they said to come back in four months! I don't know how I ended up at AZ Wholesale, but lucky I did, my loan closed... I'm very happy with everything Virginia is our lender for ever.

Jonathan and Nicole Scott

I fully recommend Virginia we came to her when nobody else wanted to help me, or said my loan could not be done this from a big bank, we just closed last week! Yes, I can honestly say I give her 10 stars...Thank You for all you did

Allison B.

My loan was difficult I did not think anyone could do it, Virginia did it. Yes she is a million times recommended. I can't thank her enough.

Juan Orozco

Virginia handled our loan with ease, we had some credit issues and didn't think we qualified, she is great! 100% recommend this professional. The rate was excellent and closed early. Thank you

John Hendricks

A Terrific loan officer and loan, I recommend her fully, a true professional, from beginning to end. Virginia will be our lender for ever.

Sandra Hernandez

wow, I just can't thank Virginia enough, great loan, great rate and she did the impossible. Highly recommend her to all my friends and family


I was surprised at the miracle Virginia did for me, helped fix my credit, gave me credit when no one else would and I got to own a home! Fully 100% or 1000% recommend her.

Jennifer Chao

4 foreclosures, and bad previous payment history, horrible divorce, I did not think it possible,
Virginia does miracles I tell you. I highly highly recommend her she is a true professional.

Odelia Kwateng

Virginia is a true professional, also paid my closing costs, the rate was excellent. I highly will recommend her to all my family and friends, Thank you....great job


I thank you greatly, I was skeptical coming going to a broker, but banks really turned me off, I got a better loan, better rate and you did the impossible. Yes, I highly recommend you.

Norma Beltran

Geneva is a 1st class banker/broker originally took our loan application, lowered our rate before closing and closed the loan early, attention to detail from the lender and excellent service! I fully recommend Virginia Nickel - she was a superb loan officer. Thank you -

Abraham B.

Virginia took my application and my credit was bad, it took about 4 months to fix it, she set goals and helped my family achieve our dream, yes she is a true professional. We closed on our home in September and I thank her and fully recommend her.

Jose Apablasa

A dream of mine was to own a home, I'm a single working mother and never in my dreams could this be possible, well Virginia Nickel helped me from beggining to end to get me a loan a HUD home but beautiful and she paid my closing costs! Rate excellent... Thank you I will recommend everyone to you.

Claudia Vera


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