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Blog Image: 4 Things Every Borrower Needs to Know About Mortgage Brokers

4 Things Every Borrower Needs to Know About Mortgage Brokers

Buying a home in Arizona, whether for the first time or the last, is an exciting event. Yet before you even take a look at a single home for sale, it is a smart idea to have your mortgage financing lined up. While it is possible to get a home loan directly with your local credit union or bank, the most common mortgage-makers are mortgage brokers. If you are ready to apply for a home loan, here are 4 things you need to know about mortgage brokers before starting the process. A broker is a middleman Mortgage brokers act as go-betweens for you and many different potential lenders. Instead o...

June 20th, 2018 | mortgage brokers, 4 Things Every Borrower Needs to Know About Mortgage Brokers

Blog Image: FOREIGN NATIONAL LOANS

FOREIGN NATIONAL LOANS

Buy a Home in the US, with the Help of Arizona Wholesale Mortgage Inc.Arizona Wholesale Mortgage Inc. has the loan product, investors and the experience to help provide you with your Home Mortgage as a Foreign National (Non-Resident Aliens). Arizona Wholsale Mortgage Inc. professionals can offer Foreign Nationals: Adjustable and Fixed Rate MortgagesJumbo LoansSkilled guidance, experienced professionalsHow much can I borrow?You can borrow any amount for the purchase or refinancing of a primary or second home. The qualifying “housing expense to income ratio” is 30% and the ...

August 23rd, 2017 FOREIGN NATIONAL LOANS

Blog Image: INVESTOR NO INCOME QUALIFYING LOANS

INVESTOR NO INCOME QUALIFYING LOANS

INVESTOR NO INCOME QUALIFYING LOANS Investors now you can purchase that investment home and no pesky taxes required, or income required to qualify.  You will need the down payment typically 25% to 30% down, own at least one other home.  If the money for the down payment is seasoned for at least 60 days in the bank for the down payment - 25% down payment required.  If the money for the down payment is not seasoned then you would need 30% down.  1-2 week closing, 5 year armsInvestors or owner occupied buyers with 12 to 24 months of bank statements can qualify using the s...

August 5th, 2017 INVESTOR NO INCOME QUALIFYING LOANS

Blog Image: CONSTRUCTION, ZERO DOWN CONSTRUCTION VA LOANS, FHA WITH 3.5% DOWN

CONSTRUCTION, ZERO DOWN CONSTRUCTION VA LOANS, FHA WITH 3.5% DOWN

CONSTRUCTION LOAN - THE BENEFITSFHA, VA, RURAL AND FANNIE MAEBuilding a home has gotten a whole lot easier. Sure there are still paint colors and cabinet pulls to consider, weather delays to sweat over, and a giant punch list at the end of the process to deal with…but the financing? We make it simple with our One-Time Close Construction-to-Permanent loan option. Instead of the two phases typical of most construction mortgage programs where a first closing takes place at the start of building to finance the land and the build, followed by a second closing when the home is complete to put...

July 30th, 2017 CONSTRUCTION, ZERO DOWN CONSTRUCTION VA LOANS, FHA WITH 3.5% DOWN

Blog Image: MANUFACTURED HOUSING SINGLE AND DOUBLEWIDE FHA, VA RURAL, CONVENTIONAL

MANUFACTURED HOUSING SINGLE AND DOUBLEWIDE FHA, VA RURAL, CONVENTIONAL

Single Wide, Double Wides, Triple Wides, and Multiwides - Purchase, Refinancement and Cash Out RefinancementPROGRAM OVERVIEW:The home can consist of one or more transportable pieces commonly referred to as single wide, double wides, triple wides, and multiwides. • The home is constructed in a factory on a permanent steel frame or chassis. • The home is transported to site where axles and wheels are removed. • The home is then permanently attached to a foundation systemELIGIBLE:• Constructed after June 15, 1976 • Classified as real estate • Built and remain on a pe...

July 30th, 2017 MANUFACTURED HOUSING SINGLE AND DOUBLEWIDE FHA, VA RURAL, CONVENTIONAL

Blog image: CREDIT SCORE BOOSTS, REGULATORY CHANGES 2017, JUDGMENTS, COLLECTIONS, CREDIT REPAIR,

CREDIT SCORE BOOSTS, REGULATORY CHANGES 2017, JUDGMENTS, COLLECTIONS, CREDIT REPAIR,

This Regulatory Change Means a Credit Score Boost for 12 Million Americans Tax liens and civil judgments probably won't adversely impact your credit score after July 1.   Sean Williams (TMFUltraLong) Mar 20, 2017 at 7:23AM Whether you realize it or not, your credit score and credit report will play an important role in your life -- and I'm not just talking about your ability to get a home loan or open a new credit card. Though most Americans probably associate their credit scores with buying a home, their credit report can have so mu...

July 21st, 2017 CREDIT SCORE BOOSTS, REGULATORY CHANGES 2017, JUDGMENTS, COLLECTIONS, CREDIT REPAIR,